At NKOD, we blend digital innovation with co-operative values to deliver financial and non- financial solutions that empower individuals, businesses and communities.
What We Do for Members' Benefit
Loans & Credit
Empowering Members to access affordable loans and flexible credit facilities with ease.
Business Support
Empowering entrepreneurs with tools, funding and expert guidance.
Payments & Transfers
Make fast, secure payments and transfers anytime, anywhere.
Smart Investments
Grow your wealth through guided, secure and profitable investments.
Digital Co-op Banking
Seamless savings, instant access and community - powered rewards
Community & Infrastructure Development
Driving progressively through rural electrification, housing, agriculture and local industries
Performance Stats
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Transactions
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Users
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Satisfied Users
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NKOD App
Trustworthy, Convenient & Safe
Digital Cooperative App You Can Bank On
Licensed and affiliated to Akwa Ibom State Government
Download app or get it on
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